Contractor-Controlled Insurance Program (CCIP)
The same wrap-up insurance concept as an [[concept-ocip|OCIP]], but purchased and administered by the general contractor or construction manager instead of the owner, covering the GC and its enrolled subcontractors under one project-specific policy.
Why it matters
Whether a project uses an OCIP or a CCIP changes who actually controls the claims process and who has leverage over enrolled subcontractors' coverage terms, the owner in one case, the GC in the other.
On a real project
A general contractor on a large mixed-use development purchases a CCIP covering itself and every enrolled subcontractor, administering the program directly rather than leaving that role to the owner.
Who this matters most to
A Risk Manager working for a GC administers the CCIP, deciding which subcontractors enroll and managing the program's claims.
Where this goes wrong
A subcontractor enrolled in a CCIP sends the same crew and equipment to perform a smaller scope of work at a second, non-enrolled project nearby, not realizing the CCIP's coverage only follows work performed on the specific enrolled project. When that off-site work causes a claim, the subcontractor discovers its own general liability policy, not the CCIP, has to respond, and finds it let that policy lapse assuming the CCIP covered everything the crew did.